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Micro-payments between connected devices could enable a new layer of the economy

September 19th, 2014 at 8:59 am » Comments Off

Many of us now receive payments as well as make payments. Ross Dawson: Last week I gave a keynote on The Future of Banking to a group of the most senior risk leaders in a major bank, sharing some provocative ideas on how the banking landscape may change in the years to come.    



Angel Investing: Rise of women investors fuels businesses run by women

September 15th, 2014 at 8:03 am » Comments Off

Amy Norman and Stella Ma started pitching investors on their San Francisco-based startup, Little Passports, in 2009. Both women had young children and Norman was pregnant. The overwhelming majority of the investors they met with were men who wanted to know “if we were running this as a ‘lifestyle company,’” Ma recalls. Investors passed and word […]



Cignifi raises funding to provide credit scores for people in emerging markets

September 10th, 2014 at 8:19 am » Comments Off

Cignifi relies solely on mobile phone behavioral data. Financial institutions, in the developed world, use credit history in order to assess a person’s creditworthiness and subsequently issue them financial products at personalized terms.. Unfortunately, that’s difficult to do in emerging markets, where mobile phones are more prevalent than traditional credit history.    



Is it time for a Guaranteed Basic Income?

September 9th, 2014 at 11:06 am » Comments Off

Poverty and homelessness on the rise. Is it time for Basic Income? The idea of Basic Income has been endorsed by economists from a variety of political camps, but has always seemed more of a distant dream than a reality.  Productivity and standard of living increases made Basic Income practical and logical.    



Tech wages that will astound you

August 28th, 2014 at 9:53 am » Comments Off

For high-tech workers in San Francisco, the average annual wage rose to $156,518 in 2013, up almost 19 percent from the year before. That ranked the city No. 1 for high-tech wage growth out of 34 markets nationwide, according to Bureau of Labor Statistics data crunched by JLL, a commercial real estate services firm.  



Pre-VC rounds are shaking up early-stage funding

August 28th, 2014 at 8:01 am » Comments Off

The Sense sleep tracking device has been backed by angel investors and crowdfunding campaigns. Wall Street Journal’s Evelyn Rusli reports that startups are tapping new sources of early-stage funding, including ad hoc networks of wealthy tech executives doing some investing on the side, and that should give some big venture capital firms pause. Twenty-three year old entrepreneur James […]



How much $100 is worth in every state: Map

August 21st, 2014 at 12:10 pm » Comments Off

One hundres dollars goes further in some states than others. A map released by the Tax Foundation, via Elliot Turner, shows the relative value of $100 in every state compared with the national average using the data from the Bureau of Economic Analysis.    



Establishing the Central Bank of Bitcoin

August 18th, 2014 at 10:23 am » Comments Off

Futurist Thomas Frey: The year is 2024. It seemed like a piece of nostalgia to open a new bank account and get a free toaster, but this wasn’t any ordinary toaster, and it certainly wasn’t any ordinary bank. The new Internet of Things Toaster was one of the coolest gadgets of all times, and the […]



American’s financial lives explained in 29 charts

August 8th, 2014 at 10:35 am » Comments Off

How much money you make and how you spend that money plays a huge part in what your life looks like. What makes us unique? Well, we like to think lots of things make us unique: where we’re from, how we were raised, our tastes, our education. But for better or worse, how much money […]



Map shows the wealthiest person in each state

August 7th, 2014 at 11:40 am » Comments Off

The real estate blog Movoto shows the net worth of the richest resident in each U.S. state on this interactive map. Darker shades of blue reflect those at the richest end of the wealth spectrum, while darker shades of red reflect those at the lower end. As you can see in the map, there’s a wide […]



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