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8 debt options to finance your small business startup: part 1

January 21st, 2012 at 10:37 am » Comments (0)

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Credit cards are the most common form of financing for small business startups.
There are eight solutions to financing your startup with debt.  When you are talking about debt options, think of loans and lines of credit that you pay back to a lender.  We are not looking at any equity solutions such as angel investors, [...]



8 ways to spend money to increase happiness

January 18th, 2012 at 10:42 am » Comments (0)

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Eight ways money can buy happiness.
Harvard happiness expert Daniel Gilbert (author of the bestseller Stumbling on Happiness) spells out 8 ways we can spend our money to increase happiness.



Elaborate new computer virus raids your bank account – automatically covers its tracks

January 6th, 2012 at 1:37 pm » Comments (0)

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A new version of the widely prevalent SpyEye Trojan horse swaps out banking Web pages, preventing account holders from noticing that their money is gone.
Checking your bank accounts diligently is the best way to protect yourself from an online financial scam.  At least, until now.



The rise of the new super-rich

December 28th, 2011 at 9:41 am » Comments (0)

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Today’s super-rich are different from yesterday’s: more hardworking and meritocratic, but less connected to the nations that granted them opportunity.
If you were watching television on the first Sunday morning in August last summer, you would have seen something curious on NBC.  David Gregory, host of Meet the Press, was interviewing a guest who made a [...]



Happy 69 Year Old Lady Has Not Used Money For 15 Years

December 19th, 2011 at 12:07 am » Comments (0)

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Heidemarie Schwermer, a 69-year-old woman from Germany, gave up using money 15 years ago and says she’s been much happier ever since.
Heidemarie’s incredible story began 22 years ago, when she, a middle-aged secondary school teacher emerging from a difficult marriage, took her two children and moved to the city of Dortmund, in Germany’s Ruhr area. [...]



Shoppers in U.S. pay for soaring labor costs in China

December 17th, 2011 at 9:59 am » Comments (0)

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Rapid economic development and a smaller supply of young migrant workers are pushing up labor costs in China.
What is one of the things that’s showing up in Christmas stockings this year: higher prices, courtesy of China.



Mobile credit card payment processing broadens your fundraising possibilities

December 9th, 2011 at 1:04 pm » Comments (0)

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Mobile credit card processing
Mobile credit card payment processing software innovations now make it possible for your charitable organization or non-profit to broaden fundraiser possibilities.
 



Crowdfunding bill to allow startups to fundraise online

December 8th, 2011 at 10:31 am » Comments (0)

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The new bill will make it easier for entrepreneurs to raise capital and create jobs.
Have the Republicans and Democrats may finally agree on something?  They have agreed that  small business owners and entrepreneurs need better and more plentiful opportunities to gain access to capital, grow their businesses, and create more jobs.
 



Employees prefer cash bonus to holiday party in 2011: Survey

December 6th, 2011 at 2:08 pm » Comments (0)

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Forget the holiday party this year, employees want cash.
Companies shouldn’t bother planning to spend thousands of dollars for staff Christmas parties, even with open bars because most U.S. employees would prefer money.
 



The Coming Collapse of Bitcoin?

November 25th, 2011 at 1:10 pm » Comments (0)

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Futurist Thomas Frey: In 2008 the entire world was beginning to panic as our global financial systems teetered ever so close to total meltdown. Major banks were either failing or near failure and the entire house of cards seemed to be one 10 of clubs away from becoming a meaningless flat stack in the middle [...]



Women’s pay will overtake men’s by 2020

November 24th, 2011 at 9:44 am » Comments (0)

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Pay for women will overtake men’s within a decade if current trends in the labor market continue, new figures show.  The Office for National Statistics (ONS) said that the “gender pay gap” – the difference between average salaries of men and women – has fallen to under 10 per cent for the first time ever.

 



More college students seeking philosophy degrees

November 22nd, 2011 at 10:45 am » Comments (0)

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Philosophy majors at CSU.
Philosophy majors are not just contemplating the meaning of life — they are also launching careers in law, medicine, business and high technology.
 



Sergey Brin donates half a million dollars to Wikipedia

November 18th, 2011 at 10:10 pm » Comments (0)

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Wikipedia just got a big financial shot in the arm.
We’re all used to hearing of über-rich gazillionaires donating to charitable causes like finding cures for diseases and feeding hungry children in Africa. But what about websites? Now you can say that you’ve heard that too, as Google co-founder Sergey Brin has forked over $500,000 [...]



Canada’s new high-tech plastic currency

November 18th, 2011 at 1:25 pm » Comments (0)

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Canada’s plastic currency.
Many of us rely on plastic credit and debit cards to make the majority of our daily purchases but still the idea of saying goodbye to paper money seems ludicrous. The Bank of Canada is planning to do just that, and the first in an all-new line of plastic money will begin rolling [...]



Credit unions benefit from backlash against big banks

November 12th, 2011 at 8:15 am » Comments (0)

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Credit unions added more new members during that month than in all of 2010.
Credit unions are benefiting from the backlash against big banks over new fees.   And in Texas, credit unions gained $326 million in new deposits from 47,000 new members during the month leading up to the so-called Bank Transfer Day. The Saturday event was [...]



Eight Critical Skills for the Future