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The next FinTech: Global “Open Finance” Infrastructure

May 1st, 2019 at 7:08 am » Comments Off

“Open Finance “ — open-source financial services infrastructure built on public blockchains — may be the next major digitization narrative after Fintech. Driven by the transformation of analog liquidity (deposits in a bank account) to digital liquidity (tokens in digital wallets), the playing field can be leveled for offering financial services. As a result, new profit motives are introduced […]



Blockchain: Separating fact from fiction

May 1st, 2019 at 6:58 am » Comments Off

Blockchain is not a single technology. After having been conceived by Bitcoin creator — Satoshi Nakamoto, the world discovered the first known representation of this abstract concept through Bitcoin. Since then, hundreds of implementations have been explored. These are also called Distributed Ledger Technologies. With hindsight, the blockchain concept is quite simple: it proposes an innovative information […]



Crypto lending on the rise: Credit volume of Genesis Capitol at over $1 Billion

May 1st, 2019 at 6:51 am » Comments Off

  Genesis Capital, one of the largest providers of crypto loans, cracked $1 billion in crypto loans in 2018. Despite falling bitcoin prices, the demand for credit in the crypto money market seems higher than ever. In the fourth quarter of 2018 alone, Genesis, a type of crypto bank, will provide $500 million in loans. […]



Chicago Mayor believes Crypto adoption is “inevitable”

April 6th, 2019 at 12:40 am » Comments Off

Cryptocurrency received an endorsement from Chicago Mayor Rahm Emanuel when he stated that wide-scale crypto adoption is “inevitable” at a FinTech meeting in his city earlier this week. The chief of staff for former US President Barack Obama said that while he is no expert in crypto technology, he believes digital assets could help financially […]



What the hell is a blockchain phone—and do I need one?

March 12th, 2019 at 8:59 am » Comments Off

The first wave of crypto-focused smartphones from big players like Samsung is a small step toward a decentralized web. The crypto world is full of buzzwords, but if you can peel away the marketing fluff, you sometimes find innovation beneath the surface. You are often also reminded just how early it is in the history […]



33 Dramatic predictions for 2030